It’s Official, New Jersey Fixed Mortgage Rates Sink to Lowest on Record

September 30, 2011 by · Leave a Comment

It’s Official, New Jersey Fixed Mortgage Rates Sink to Lowest on Record!  I just read this article about Low Mortgage Rates at http://www.dsnews.com/articles/fixed-mortgage-rates-sink-to-lowest-on-record-2011-09-29 and thought WOW I haven’t seen rates this low since…Never!!!  I’ve been in real estate and mortgage financing over 21 years and there has never been a better time to refinance into a lower [...]

What Do New Jersey Appraisers Look For When Determining A Property’s Value?

September 19, 2011 by · Leave a Comment

Most people are surprised to learn what New Jersey appraisers actually look at when determining the value of a real estate property. A common misconception New Jersey homeowners generally have is that the property value is determined after the appraiser has completed their physical property inspection. However, the appraiser actually already has a good idea [...]

Really Low Mortgage Rates

August 23, 2011 by · Leave a Comment

Mortgage interest rates fell to the lowest levels on record this week! Mortgage rates have fallen in recent weeks in response to turmoil on Wall Street which makes this a great time to purchase a home or refinance an existing mortgage!! Please feel free to contact me if you have any questions or would like [...]

Seven Things Your Agent Should Know About Your Mortgage Approval

August 16, 2011 by · Leave a Comment

While many experienced real estate agents in New Jersey and New York have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pricing premiums, credit score, secondary approval [...]

Birthday Celebration and Low Mortgage Rates

June 1, 2011 by · Leave a Comment

I’m having a celebration because it’s my birthday and because mortgage rates are really low. Whether you are looking for a FHA, Conventional or a Jumbo mortgage, now is the time to act and lock in a very low interest rate. Call me to schedule a free consultation. 201-943-6800 P.S. A referral world make a [...]

Home Buyer University Free Online Workshops for Home Buyers

May 25, 2011 by · Leave a Comment

Visit our Home Buyer University Free Online Workshops! FreeOnlineWorkshops.com Here you will find a growing library of workshops that you may view completely free of charge which will provide valuable information that you will need as you prepare for your home purchase in New Jersey. Tony Croft has created a series of workshops designed for [...]

Government Policies Stifle Home Sales & Deflate Home Values

March 28, 2011 by · Leave a Comment

My friends Frank and Brian talk about the Fed Rule and many other recent Government policies and codes that have essentially stifled home sales and values. NAMB and NAIHP work together to postpone or eliminate the Fed Rule regarding Loan Officer compensation. Frank Garay and Brian Stevens at TBWSDailyShow.com

Senators Rally to Delay LO Compensation Fed Rule

March 16, 2011 by · Leave a Comment

Senators Rally to Delay LO Compensation Fed Rule Senators Jon Tester and David Vitter call to delay Federal Reserve LO compensation rule. The “Slush Fund” is the new way to deal with changes to costs. Who does it cost? The borrower of course. The clean borrower that does everything right has to pay for issues [...]

Bank of America BLOCKS TBWS Daily Show from Loan Officers

March 7, 2011 by · Leave a Comment

B of A has no love for my friends Frank and Brian, not to mention their loan officers. NAIHP files lawsuit against the Federal Reserve to stop or postpone the Fed Rule. Bank of America blocks their loan officers from viewing the TBWS Daily Show. Bank of America Blocks TBWS Daily Show from Loan Officers

Bachus Says Dump Modification Programs

March 7, 2011 by · Leave a Comment

NAR’s Yun says existing home sales are up but tight credit still holding back buyers. Spencer Bachus calls to dump HAMP, NSP and other ineffective Government programs. Bachus Says Dump Modification Programs

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