8 Questions Your Lender Should Answer About Mortgage Rates
March 4, 2012 by tonycroft · Leave a Comment
Simply checking online for today’s posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication, service and education all day long, but it’s our ultimate goal to earn your trust so that you can be [...]
Common Documents Required For A Mortgage Pre-Approval
March 4, 2012 by tonycroft · Leave a Comment
Even though many lenders are still quoting quick 10 minute pre-qualifications over the phone or online, a true mortgage pre-approval that holds any weight is one that has been issued by a mortgage professional who has had an opportunity to review all of the necessary documents. With a constant stream of new lending guidelines, volatile [...]
It’s Official, New Jersey Fixed Mortgage Rates Sink to Lowest on Record
September 30, 2011 by tonycroft · Leave a Comment
It’s Official, New Jersey Fixed Mortgage Rates Sink to Lowest on Record! I just read this article about Low Mortgage Rates at http://www.dsnews.com/articles/fixed-mortgage-rates-sink-to-lowest-on-record-2011-09-29 and thought WOW I haven’t seen rates this low since…Never!!! I’ve been in real estate and mortgage financing over 21 years and there has never been a better time to refinance into a lower [...]
What Do New Jersey Appraisers Look For When Determining A Property’s Value?
September 19, 2011 by tonycroft · Leave a Comment
Most people are surprised to learn what New Jersey appraisers actually look at when determining the value of a real estate property. A common misconception New Jersey homeowners generally have is that the property value is determined after the appraiser has completed their physical property inspection. However, the appraiser actually already has a good idea [...]
Really Low Mortgage Rates
August 23, 2011 by tonycroft · Leave a Comment
Mortgage interest rates fell to the lowest levels on record this week! Mortgage rates have fallen in recent weeks in response to turmoil on Wall Street which makes this a great time to purchase a home or refinance an existing mortgage!! Please feel free to contact me if you have any questions or would like [...]
Birthday Celebration and Low Mortgage Rates
June 1, 2011 by tonycroft · Leave a Comment
I’m having a celebration because it’s my birthday and because mortgage rates are really low. Whether you are looking for a FHA, Conventional or a Jumbo mortgage, now is the time to act and lock in a very low interest rate. Call me to schedule a free consultation. 201-943-6800 P.S. A referral world make a [...]
Government Policies Stifle Home Sales & Deflate Home Values
March 28, 2011 by tonycroft · Leave a Comment
My friends Frank and Brian talk about the Fed Rule and many other recent Government policies and codes that have essentially stifled home sales and values. NAMB and NAIHP work together to postpone or eliminate the Fed Rule regarding Loan Officer compensation. Frank Garay and Brian Stevens at TBWSDailyShow.com
Senators Rally to Delay LO Compensation Fed Rule
March 16, 2011 by tonycroft · Leave a Comment
Senators Rally to Delay LO Compensation Fed Rule Senators Jon Tester and David Vitter call to delay Federal Reserve LO compensation rule. The “Slush Fund” is the new way to deal with changes to costs. Who does it cost? The borrower of course. The clean borrower that does everything right has to pay for issues [...]
